The Spark

“The emancipation of the working class will only be achieved by the working class itself.” — Karl Marx

Blue Cross Threatens Seniors on Medigap

Nov 9, 2015

A total of 205,000 seniors are about to lose protections against costs that Medicare won’t cover. Medicare covers around 80 percent of medical costs for hospitalization and physician care while 20 percent is not covered. These seniors have Medigap programs that were designed to offset these charges. These old Medigap programs are now being subjected to rate increases.

Blue Cross Blue Shield of Michigan was prevented several times from eliminating subsidies on Medigap, but finally made a deal in 2011 with State of Michigan officials to eliminate the rate protections by 2016. These programs, which were offered to seniors decades ago, cost seniors as low as $40 per month.

Now that price is about to go up - by a lot. By December 7, seniors will have to pick between two bad choices: stay with the revised Medigap program and take a chance on unknown price increases, or buy equally expensive insurance in the market place. Either way, they are saddled with unaffordable health care!

No one should be denied real, affordable, health care, least of all seniors.