The Spark

the Voice of
The Communist League of Revolutionary Workers–Internationalist

“The emancipation of the working class will only be achieved by the working class itself.”
— Karl Marx

Health Care Deductibles from Hell

Jan 15, 2024

Every time a new year begins, medical insurers demand we pay our deductibles before our health insurance kicks in. Yes, deductibles, even while we pay insurance premiums every month at jobs with health benefits. Last year, the average deductible in the U.S. for a single person was over $1,700.

Paying $1,700 or more before insurance kicks in is one of the many insane sides of U.S. health insurance for profit. But even Medicare, which is not for profit, demands $240 starting this January 1. And while Medicare Advantage plans claim they have “low” deductibles, they somehow don’t mention the reason—they will deny your health care services in a heartbeat. You only get what these disadvantage plans agree to pay. (And people with employer regular health care plans also get turned down for services every day of the week.)

On average, men get taken for 3% of their average yearly wages in deductibles, and women get taken for 4% of average annual wages (because women average relatively a bit lower wages than men!)

It’s past time for a completely not-for-profit healthcare system!